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The “Company” grants you a limited right to use the Site.
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Your right to use the Site is subject to your agreement to
abide by this User Agreement in its entirety, as well as any
other rules, procedures, policies, terms or conditions that
govern all or any portion of the Site.
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At any time and for any reason we may revoke your right to
use all or any portion of the Site.
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You may not violate or attempt to violate the security of
the Site.
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The Site is owned bythe “Company”, its affiliates and/or third
parties.
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The Site is protected by one or more copyrights, patents,
database rights, trademarks, service marks and/or other
intellectual property and proprietary rights that are owned
by the “Company”, its affiliates and/or third parties.
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You may not decompose, decompile, reverse engineer,
disassemble or otherwise deconstruct all or any portion of
the Site.
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You may not publish, broadcast, retransmit, reproduce,
repackage, frame, commercially exploit, create any
derivative of or otherwise redistribute all or any portion
of the Site except as explicitly permitted in this User
Agreement.
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You may print copies of any accessible portion of the Site
only for your own personal use. You may discuss information
you learn from the Site with your financial, legal or tax
advisors, and others with whom you share investment
decisions.
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You may not remove any copyright, trademark, or other
proprietary notice or legend contained on (or printed from)
the Site.
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You make certain representations and warranties regarding your
use of the Site.
You represent and warrant that:
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you have full authority and all rights necessary to enter
into and fully perform all of your obligations pursuant to
this User Agreement;
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you have not and you will not enter into any agreement or
perform any act which might contravene the purposes and/or
effects of this User Agreement; and
- you will not delete any Content.
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All Content is for informational purposes only.
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Nothing on the Site is an offer or solicitation to buy or
sell any security.
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Although the Site may include investment-related
information, nothing on the Site is a recommendation that
you purchase, sell or hold any security or other investment,
or that you pursue any investment style or strategy.
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We do not give any advice or make any representations
through the Site as to whether any security or investment is
suitable to you or will be profitable.
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Nothing on the Site is intended to be, and you should not
consider anything on the Site to be, investment, accounting,
tax, or legal advice.
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If you would like investment, accounting, tax, or legal
advice, you should consult with your own financial advisors,
accountants, or attorneys regarding your individual
circumstances and needs.
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THE PAST PERFORMANCE OF ANY INVESTMENT, INVESTMENT STRATEGY,
OR INVESTMENT STYLE IS NOT INDICATIVE OF NOR A GUARANTEE OF
FUTURE PERFORMANCE.
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There are various risks you assume in relying on the Content.
- Dated Content speaks only as of the date indicated.
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We make reasonable efforts to provide accurate Content, but
at times we may not promptly update or correct the Site even
if we are aware it is inaccurate, outdated, or otherwise
inappropriate.
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We may change all or any portion of the Site at any time
without notice to you.
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We do not endorse the opinions of, or warrant the accuracy
of facts or other Content contributed by, any third party.
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You agree we are not liable for any action you take or
decision you make in reliance on any Content.
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If the “Company” provides you with a password, you must keep
your password and certain Content confidential.
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You are solely responsible for maintaining the
confidentiality and security of your password. You accept
full responsibility for any use of your password. You must
notify the “Company” immediately of any actual or suspected
loss, theft, or unauthorized use of your password.
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You may not disclose any Content that is contained within
the password protected portion of the Site to any third
party, except to your financial, legal, or tax advisors, and
others with whom you share investment decisions.
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We are not obligated to inquire as to the authority or
propriety of any use of or action taken under your password.
We will not be responsible for any loss to you that arises
from such use or action or from your failure to comply with
these provisions.
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The “Company” is not liable for any technological problems and
any impact they may have.
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All or any portion of the Site may not be available and may
not function properly at any time.
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We make reasonable efforts to avoid technological problems,
but at any time, the Site may have and may cause
technological problems such as viruses and other damaging
computer programming routines or engines.
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We take reasonable security precautions when using the
Internet, telephone, or other means to transport data or
other communications, but we disclaim liability for any
interception of data or communications.
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We make reasonable efforts to ensure that the Site is
secure, but we do not guarantee the security of the Site.
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We are not liable for any damage or injury caused by the
performance or failure of performance of all or any portion
of the Site.
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We are not liable for any defects, delays, or errors in or
resulting from your use of the Site.
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The “Company” is not responsible for information on any third
party web site that is referenced in, or accessible or
connected by hyperlink to, the Site.
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If you access any third party web site through the Site or
otherwise, you do so at your own risk.
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Hyperlinks to or from the Site do not constitute third
party endorsement of, sponsorship by, or affiliation with
us.
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The “Company” the right, but not the obligation, to monitor
and record activity on the Site and respond as it deems
appropriate.
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We may monitor and record activity on the Site for any
reason or for no reason.
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We may investigate any complaint or reported violation of
our policies.
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We may report any activity we suspect may violate any law or
regulation to regulators, law enforcement officials, or
other persons or entities we deem appropriate.
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We may issue warnings, suspend, or terminate use of the
Site, deny access to all or part of the Site or take any
other action we deem appropriate.
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The “Company” will abide by its Privacy Policy.
Personal nonpublic information we gather from you will be
governed by our Privacy Policy.
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THE “COMPANY” DISCLAIMS ALL WARRANTIES WITH RESPECT TO THE
SITE THAT THE LAW ALLOWS IT TO DISCLAIM.
- THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.”
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WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR
IMPLIED, OF ANY KIND WITH RESPECT TO THE SITE INCLUDING
WARRANTIES OF
- MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE AND
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NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND PROPRIETARY
RIGHTS .
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WITHOUT LIMITING OUR GENERAL DISCLAIMER, WE DO NOT WARRANT
THE AVAILABILITY, ACCURACY, COMPLETENESS, TIMELINESS,
FUNCTIONALITY, RELIABILITY, SEQUENCING, OR SPEED OF DELIVERY
OF THE SITE OR ANY PART OF THE CONTENT.
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THE “COMPANY” HAS LIABILITY WITH RESPECT TO THE SITE IS
LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
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IN NO EVENT WILL WE OR ANY OF OUR AFFILIATES, AGENTS, OR
EMPLOYEES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
PUNITIVE, OR CONSEQUENTIAL DAMAGES HOWEVER CAUSED ARISING
OUT OF THIS USER AGREEMENT, THE SITE, OR THE INABILITY TO
USE THE SITE.
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OUR LIABILITY IS LIMITED EVEN IF WE HAVE BEEN ADVISED OF THE
POSSIBILITY OF THE DAMAGES YOU SUFFER OR IF ANY REMEDY YOU
HAVE FAILS IN ITS ESSENTIAL PURPOSE.
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UNDER ALL CIRCUMSTANCES, THE MAXIMUM LIABILITY OF THE
“COMPANY”, ITS AGENTS, AND EMPLOYEES TO ANY USER OF THE SITE
WITH RESPECT TO THE SITE IS $100.
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THIS DISCLAIMER OF LIABILITY APPLIES TO ANY AND ALL DAMAGES
OR INJURY, INCLUDING THOSE CAUSED BY ANY FAILURE OF
PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION,
DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS,
COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR
UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET,
WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR,
NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.
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You will be responsible for any liability to the
“Company” that arises out of your breach of this User
Agreement or your use of the Site.
You agree to indemnify, defend, and hold harmless the
“Company” and its affiliates, agents, employees, and third
party sources from and against any and all suits, losses,
claims, demands, liabilities, damages, costs and expenses
(including reasonable attorneys’ fees) that arise from or
relate to:
- your use of the Site,
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your breach of this User Agreement or any representation,
warranty, or covenant made by you in this User Agreement,
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your violation of any applicable law, statute, ordinance,
regulation, or of any third party’s rights, or
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claims asserted by third parties that, if proven, would
place you in breach of representations, warranties,
covenants, or other provisions contained in this User
Agreement.
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This User Agreement will be governed by and construed and
enforced in accordance with the laws of the State of New York,
without regard to conflicts of law principles. The courts of
the State of New York will have exclusive jurisdiction to
adjudicate any dispute arising out of this User Agreement,
except with regard to injunctive relief.
No person shall bring a putative or certified class action to
arbitration nor seek to enforce any pre-dispute arbitration
agreement against any person who has initiated a putative
class action in court or who is a member of a putative class
who has not opted out of the class with respect to any claims
encompassed by the putative class action until:
- the class certification is denied; or
- the class is decertified; or
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the customer is excluded from the class by the court. Such
forbearance to enforce an agreement to arbitrate shall not
constitute a waiver of any rights under this User Agreement
except to the extent stated herein.
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You will be bound by revised versions of this User Agreement
that the “Company” posts on the Site.
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Modifications will be effective immediately upon posting
unless we indicate otherwise.
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Your use of the Site indicates your full acceptance of this
User Agreement in its then-current form each time you use
the Site.
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You are bound by certain other general conditions.
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We may assign this User Agreement in whole or in part at any
time without your consent. You may not assign this User
Agreement or delegate any of your obligations under this
User Agreement. Any purported assignment of this User
Agreement in violation of its terms is void.
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If any provision of this User Agreement is found invalid or
unenforceable, that provision shall be enforced to the
maximum extent possible and the remaining provisions of this
User Agreement shall remain in full force and effect.
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This User Agreement constitutes the entire understanding,
and supersedes all other understandings, between you and the
“Company” concerning the subject matter hereof.